Storm Damage Repair in the Greater Twin Cities
A Minnesota storm just hit your home and now the roof, siding, or windows need to be made right. Here is how we handle it: one crew inspects all three surfaces, documents every hit with photos, and meets your insurance adjuster on the roof so nothing gets missed. Lakewoods Remodeling is an Owens Corning Preferred Contractor and an LP Master BuildSmart Remodeler, fully licensed and insured in Minnesota, and the storm inspection is free with no obligation.
Storm Damage Roof Repair in the Twin Cities
After a hail or wind event we put boots on the roof and look for the damage insurers actually pay on: granule loss and bruised mat, cracked or creased shingles, lifted tabs from wind uplift, and dented flashing, vent hoods, and vent stacks. Most of this is invisible from the ground. Along the Twin Cities hail corridor, storms peak May through August, and a small unseen fracture today becomes an attic leak by the first January freeze-thaw. We document everything, give you an honest assessment, and tell you whether you have a legitimate claim before you ever call your insurance company. See our dedicated hail damage roof repair page for how the claim process works.
Storm Damage Siding Repair
The wind that lifts shingles drives hail sideways into your siding, and that is where damage gets overlooked. On engineered wood and steel we look for cracked or punctured panels, fastener pull-out where a gust worked a course loose, and chalky impact spots on aging vinyl that goes brittle below zero. If more than roughly a third of an elevation is compromised, a full replacement is the honest call rather than chasing patches around the house. We install LP SmartSide engineered wood and steel to manufacturer spec so the warranty stands, and because we run one crew for roof and siding, storm damage to both surfaces goes on a single claim.
Storm Damage Window Repair
Storm damage to windows shows up two ways: the obvious cracked or shattered glass from a large hailstone or wind-thrown debris, and the quiet failure where impact breaks the seal between panes and the glass starts fogging months later. Both belong in a storm claim, and the second is the one adjusters routinely miss because it is not visible the week after the storm. We replace with energy-efficient vinyl double-hung, casement, sliding, and bay windows built for the Twin Cities climate, and we document seal failures during the same inspection so they are covered.
When Storm Repair Is the Wrong Call
Not every storm needs a claim. If your roof is only a few years old, there is no interior leak, and a ground-level walk-around turns up no dents in gutters, downspouts, or the AC unit, you likely do not have payable damage yet. Filing a claim with no real loss can cost you more than it returns. We will tell you that honestly during the free inspection rather than talk you into a project you do not need. When there is genuine damage, we document it thoroughly and stand with you through the adjuster meeting and any supplements.
Frequently Asked Questions
Does my insurance cover storm damage to my roof, and what is RCV vs ACV?
Most Minnesota homeowner policies cover wind and hail damage as a covered peril. The key is whether you carry Replacement Cost Value (RCV) or Actual Cash Value (ACV). ACV pays only the depreciated value of your old roof; RCV pays for a full replacement with new materials. Insurers typically release the ACV first, then the remaining depreciation after the work is completed and they receive our final invoice. We work directly with your adjuster to document the full scope, and we never guarantee a specific payout.
How fast can you respond to storm damage?
We provide same-day response and schedule free storm inspections within 24 to 48 hours of your call, then respond within one business day on next steps. If the storm caused an active roof leak, tell us on the call so we can prioritize your inspection and protect your home's interior before it reaches the attic or ceilings.
How do I file a storm damage insurance claim in Minnesota?
Start with a professional inspection so you know whether you have payable damage, then check your declarations page for your deductible and whether you have RCV or ACV coverage. Next, call your insurer's claims line, get a claim number, and schedule the adjuster meeting. We meet the adjuster on your roof, point out every hail and wind hit, and file supplements for anything missing, including Minnesota code items like ice-and-water shield and proper ventilation. You open the claim; we handle the rest.